.Union Financial Administrator Nirmala Sitharaman3 min went through Final Updated: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Money Minister Nirmala Sitharaman introduced that the government strives to open over 30 thousand brand new PMJDY accounts during 2024-25.Instruction press reporters, Sitharaman unveiled that since August 14, 2024, an overall of 531.3 million Jan-Dhan profiles have been opened considering that the program's launch a decade earlier, along with a collective down payment difference of Rs 2.3 trillion.The normal difference every profile has actually enhanced coming from Rs 1,065 in March 2015 to Rs 4,352 as of August 16, 2024. Around 80 per cent of these accounts are presently energetic." PMJDY has participated in an important role throughout the pandemic, especially for girls," claimed Sitharaman.Despite the allotment for no balance and also the lack of a minimum equilibrium need, just 8.4 per cent of the profiles maintain an absolutely no harmony. The plan has actually been actually particularly effective in non-urban and also semi-urban areas, where 66.6 percent of the profiles lie.Since August 14, 2024, women account holders embody 55.6 per cent of the total profiles, totaling up to 295.6 million profiles, depending on to the Department of Money.
Presently, 99.95 per cent of all dwelled towns possess banking locations accessible within a 5-kilometre distance with numerous touchpoints, including bank divisions, automated bank employee devices, banking reporters, and also India Post Remittances Banking Company.As of August 14, 2024, there end 1.73 billion personnel CASA (bank account money market account) accounts in the nation, including more than 530 million surgical PMJDY profiles.Regarding social safety schemes, Sitharaman highlighted that over 200 million advancing enrolments have given life insurance policy protection of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with a yearly costs of Rs 436.Also, over 450 million increasing enrolments have offered 1 year unintended cover of Rs 2 lakh (for fatality or irreversible complete special needs) and also Rs 1 lakh (for long-term limited impairment) under the Pradhan Mantri Suraksha Bima Yojana, along with a costs of Rs 20 per year.The Atal Pension plan Yojana has actually signed up over 68 thousand subscribers.In relations to credit-linked programs, Sitharaman reported that under the Pradhan Mantri Mudra Yojana, 489.2 million collective finances amounting to Rs 29.93 trillion (since July 12, 2024) have actually been allowed to offer collateral-free institutional money management to small and also business units up to Rs 10 lakh for income-generating activities.Under the Stand Up India Scheme, 236,000 advancing lendings totalling Rs 53,609 crore (since July 15, 2024) have been actually approved to Booked Caste, Scheduled Group, as well as girls business people for setting up greenfield tasks.In addition, the Pradhan Mantri SVANidhi plan has actually approved loans worth Rs 12,630 crore to 6.52 million road providers as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) launched on August 28, 2014.u00b7 PMJDY cumulative deposit difference of Rs 2.3 mountain.u00b7 There are over 1.73 billion personnel CASA profiles.u00b7 Girls account owners make up 55.6% of total profiles.Initial Released: Aug 27 2024|9:37 PM IST.